Best Hysa In 2025. The best savings rates for july 2025. Imho itโs more important to have a bank you like and that is convenient (low fees etc) than it is to squeeze the absolute best rate out of a hysa.
The top hysa rate is at digital federal credit union (dcu), with 6.17% available on balances of up to $1,000. This is much higher than the current national average of 0.45% as of july 2025, according to the.